You’ll earn cash back rewards on each purchase* immediately after the transaction settles, and we’ll automatically invest your cash back to boost your growth!
You’ll earn between 1.5% and 5% cash back on purchases* depending on your subscription, and there are no restricted categories or limits to the amount you can earn each month.
ATM withdrawals and cash transfers won’t earn rewards, just as a heads up!
Rewards Summary
The Summary tab in your bottom navigation menu shows you how your Finch balance has evolved over time and summarizes your cash back rewards and investment returns.
Refunds
If you return a purchase*, dispute, or reverse a transaction where you earned cash back rewards, we’ll deduct the cash back from your refund amount.
*Purchases refer to net purchases (purchases minus any credits or returns). Purchases do not include ATM withdrawals or cash transfers.