You’ll see two cards in the Card Management section of your app.
💰 Finch Rewards Card
The Finch Rewards Card is a Mastercard Credit Card. It’s different from traditional credit cards - when you spend, we spot your purchase and automatically pay that back with the cash in your linked checking account. You’ll earn cash back rewards while building credit, and there’s no credit check to sign up!
💳 Finch Debit Card
The Finch Debit Card is a backup card you can use for transactions where your Finch Rewards Card isn’t accepted, like utility service providers. The Finch Debit Card doesn’t earn rewards or build credit.
*Purchases refer to net purchases (purchases minus any credits or returns). Purchases do not include ATM withdrawals or cash transfers.