→ Finch Rewards Card Benefits
→ Earning Cash Back Rewards
You’ll earn cash back every time you use your Finch rewards card for purchases*, except for any cash transfers, ATM withdrawals, or cash you’re getting back when you check out.
→ Finch Rewards Card vs. Finch Debit Card
You’ll see two cards in the Card Management section of your app.
💰 Finch Rewards Card
You’ll use this card to earn cash back rewards on your purchases*. 💪 You can order a physical card in the app and track your rewards via the Summary tab in your bottom navigation menu.
💳 Finch Debit Card
This is your backup debit card for transactions where your Finch Rewards Card isn’t accepted, like utility service providers. You won’t earn rewards on purchases made with your Finch Debit Card.
→ Receiving Cash Back Rewards
You’ll earn cash back rewards immediately on each purchase*, and we’ll automatically invest those for you to boost your growth!
→ Cash Back Rewards Limits
The amount of cash back you earn on each purchase* will depend on which subscription you choose, but there is no limit to the dollar amount you can earn every month!
→ Review Your Rewards
The Summary tab in your bottom navigation menu shows you how your balance has evolved over time, and summarizes your cash back rewards and investment returns.
→ Refunds on Purchases
If you return a purchase*, dispute, or reverse a transaction where you earned cash back rewards, we’ll deduct the reward amount from your refund amount.
*Purchases refer to net purchases (purchases minus any credits or returns). Purchases do not include ATM withdrawals or cash transfers.