Do I have to use my PIN to make purchases? April 30, 2021 14:43 Depending on where you make a purchase or how much you spend, you might not need your PIN. Did you forget it? You can easily reset it in the app. Related articles Do you offer overdraft protection? How do I cancel a transaction? Why Finch? How much can I spend with my debit card? Can I add my Finch card to Apple Pay?