Do I have to use my PIN to make purchases? April 30, 2021 14:43 Depending on where you make a purchase or how much you spend, you might not need your PIN. Did you forget it? You can easily reset it in the app. Related articles How do I cancel a transaction? Do you offer overdraft protection? Can I add my Finch card to Apple Pay? Why Finch? How much can I spend with my debit card?