Deposits to your Finch account can take a few days to clear.
If you made a deposit with your debit card, you'll generally see it pending in your account within 1-3 business days.
If you made a deposit with a bank account, it can take up to 5 business days to clear.
Once your deposit settles, it takes 5 days to invest your money and reflect it in your available balance.
Your deposit will show as "pending" in your transaction feed until it settles and the hold is over, and you won't be able to spend this money during this time.