You can make a deposit using bank login in a few simple steps:
- Tap Deposit in the top right corner
- Tap Link Account, then tap Confirm
- Tap Bank Login, then tap Confirm
- Enter the name of your bank and choose it from a list in the chat window.
Next, you'll be redirected to your bank's website where you can enter your login information.
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There may be additional verification steps depending on your bank.
Once your account is linked, you'll see your account information when you return to the deposit screen so you don't have to enter it each time.
Bank transfers can take up to 5 business days to settle in your Finch account. Once your deposit settles, it takes 5 business days to allocate your money and reflect it in your available balance. Your deposit will be listed as "pending" in your transaction feed, and you won't be able to spend this money during this time.
You can deposit up to $5,000 per day and $40,000 per month using bank login, and up to 3 times per day.