We offer all the features and functionalities of a typical checking account at no cost.
Most checking accounts come with minimum opening deposits, monthly maintenance fees, and a laundry list of other potential charges.
At Finch, we don't believe in charging you these fees. We offer a simple, flexible service, so you'll never be surprised by hidden fees, and best of all, you can get started for free!
We offer two base portfolios that vary depending on risk and return. Both the Stable and Growth Portfolios cost $0/month.
If you sign up for a Growth Portfolio, we offer a Sustainable portfolio at no additional cost.
Finch helps you manage your investments on an ongoing basis. For those looking for a bit more control, the Adjustable Add-On allows you to adapt your portfolio mix to your desired level. This add-on feature costs $5/month.
The Stable portfolio is our entry-level portfolio and costs $0/month.
The Growth portfolio is for people willing to take more risk for the chance of greater returns and costs $0/month.
The Adjustable Add-On feature gives you the flexibility to adjust your portfolio to your desired level and it costs $5/month.
How much do traditional banks charge for checking accounts?
|Traditional Banks||Finch's AiO Account|
|Minimum deposit to open your account||$25 or more||$0|
|Monthly maintenance fee||$10 or more||$0|
|Foreign transaction fee||2% or more||$0|
We don't charge fees to replace your debit card if you're within the U.S. and we don't charge you for using ATMs in the Allpoint ATM network. ATMs outside of the Allpoint network might charge you a fee, but you can find an Allpoint ATM using their feature.