We offer all the features and functionalities of a typical checking account at no cost.
Most checking accounts come with minimum opening deposits, monthly maintenance fees, and a laundry list of other potential charges.
At Finch, we don't believe in charging you for these basic features. That's why we offer a checking account with no fees.
We offer two base portfolios that vary depending on risk and return. The Stable Portfolio allows you to get started for free. We offer the Growth Portfolio at an affordable monthly price.
If you sign up for a Growth Portfolio, we offer a sustainable portfolio at no additional cost.
Finch helps you manage your investments on an ongoing basis. For those looking for a bit more control, the Adjustable Add-On allows you to adjust your portfolio mix to your desired level.
The Stable portfolio is our entry-level portfolio and costs $0/month regardless of your balance.
The Growth portfolio costs $2/month if your average monthly balance is $1,000 or less, and $7/month if your balance is over $1,000.
The Adjustable Add-On option gives you the flexibility to adjust your portfolio to your desired level and it costs $5/month.
How much do traditional banks charge for checking accounts?
|Traditional Banks||Finch's AiO Account|
|Minimum deposit to open your account||$25 or more||$0|
|Monthly maintenance fee||$10 or more||$0|
|Foreign transaction fee||2% or more||$0|
We don't charge fees to replace your debit card if you're within the U.S. and we don't charge you for using ATMs in the Allpoint ATM network. ATMs outside of the Allpoint network might charge you a fee, but you can find an Allpoint ATM using their feature.