Your money is invested in a diversified portfolio of cash and Exchange Traded Funds (ETFs).
Finch only offers large, highly diversified, and low-cost ETFs, created by some of the world's leading asset managers, the people who manage some of the largest investment portfolios in the world.
The ETFs you're invested in will depend on the portfolio you select. Finch will guide you through this process and make recommendations along the way.
The Stable portfolio consists of cash and a mix of ETFs that invest in short-term government and corporate bonds. This is a cash-preservation portfolio and our lowest-risk option.
The Growth portfolio consists of cash and a mix of ETFs that invest in US large stocks and bonds. This portfolio is suitable for those who are willing to accept some level of risk for the potential of greater long-term growth. We also offer a sustainable version of the growth portfolio at no additional cost.
For those looking for a bit more control, the Adjustable Add-On allows you to adapt your portfolio mix to your desired level.