There are two ways you can deposit into your Finch account using the app:
- Link an existing checking or savings account using bank login
- Link an existing debit card
Once you link your bank account, it will show in the list of your linked accounts so you can make one-time deposits, set up recurring deposits, or transfer money to your external accounts.
It takes up to 5 business days for a deposit to settle in your Finch account, though most deposits generally settle in 1-3 business days. Your deposit will be added to your balance after it settles.
It takes another 5 business days to allocate your money after it settles. Your deposit will show as "pending" in your transaction feed, and you won't be able to spend it during this time.
When you tap the deposit in your feed, you'll see a transaction timeline that lets you know when your deposit should be available to spend. 💪
Deposit Limits
| Daily Limits | Monthly Limits | |
| ACH Deposits | $5,000 | $40,000 |
| Debit Card Deposits | $500 | $2,000 |