There are two ways you can deposit into your Finch account using the app:
- Link an existing account using bank login
- Link an existing debit card
Once you link your bank account, it will show in the list of your linked accounts so you can make one-time deposits, set up recurring deposits, or transfer money to your external accounts.
It takes up to 5 business days for a deposit to settle in your Finch account. Your deposit will be added to your balance after it settles.
It then takes 5 business days to allocate your money. Your deposit will show as "pending" in your transaction feed, and you won't be able to spend the deposit during this time.
Deposit Limits
| Daily Limits | Monthly Limits | |
| ACH Deposits | $5,000 | $40,000 |
| Debit Card Deposits | $500 | $2,000 |