There are three ways you can deposit into your Finch account using the app:
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Link an existing account using the bank login feature.
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Link an existing account through microdeposits using your routing and account numbers.
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Link an existing debit card.
Deposits can take up to 5 business days to settle in your Finch account. Once your deposit settles, it takes 5 days to invest your money and reflect it in your available balance. Your deposit will be listed as "pending" in your transaction feed, and you won't be able to spend this money during this time.
Deposit Limits
| Daily Limits | Monthly Limits | |
| ACH Deposits | $5,000 | $40,000 |
| Debit Card Deposits | $500 | $2,000 |