Do I need to be a US resident? August 31, 2020 19:20 Updated Yes, you currently need to be resident in the US to receive your debit card and be eligible for an account with us. Related articles Is there a minimum to get started? Will you run a credit check if I want to sign up for an account? Can I open an account if I work for a broker-dealer? How do I open an account? Why am I only able to access 80% of my balance outside market hours?